Acceptance
CLIENT TO CONFIRM — by using this site you agree to these terms; if you do not agree, do not use the site.
No offer of insurance
CLIENT TO CONFIRM — nothing on this site binds coverage or constitutes an offer of insurance. Coverage exists only under a signed policy issued by a carrier.
Use of the site
CLIENT TO CONFIRM — permitted use, prohibited conduct, and intellectual-property ownership of site content.
Liability
CLIENT TO CONFIRM — the site is provided “as is”; limitation of liability and disclaimer of warranties, to the extent permitted by law.
Governing law
CLIENT TO CONFIRM — the state whose law governs these terms and where disputes are resolved.
CLIENT TO CONFIRM — this document is a placeholder skeleton. Final wording to be supplied by counsel before launch.