Services
Coverage, programs and risk management.
Every Divine Group program is assembled from these building blocks — matched to your equipment, your lanes and your loss history, not sold off a shelf.
What we offer
- 01
Trucking Insurance
Auto liability, motor truck cargo, physical damage and specialty programs for owner-operators and fleets.
- 02
Freight Broker Insurance
Contingent cargo, general liability, broker bonds, and errors & omissions for freight brokers.
- 03
Borderless Coverage
Insurance that follows your freight across the United States, Mexico and Canada.
- 04
Commercial Insurance
General liability, commercial property, business auto, workers' comp and umbrella for the wider business.
- 05
Risk Management
Safety and compliance programs, CSA score guidance, and loss forecasting.
- 06
Usage-Based Solutions
Telematics and mileage-based programs for pay-as-you-drive coverage.
Coverage lines we place
- C-01
Auto Liability
Primary protection for bodily injury and property damage caused on the road.
- C-02
Motor Truck Cargo
Covers the freight you haul against loss and damage in transit.
- C-03
Physical Damage
Repairs or replaces your tractors and trailers after a covered loss.
- C-04
General Liability
Third-party claims that happen off the truck — premises, operations, product.
- C-05
Non-Trucking Liability
Coverage while the unit is driven off dispatch.
- C-06
Workers' Compensation
Medical care and wage replacement for injured employees.
- C-07
Excess & Umbrella
Higher limits stacked above your primary liability policies.
- C-08
Occupational Accident
Accident coverage for owner-operators outside of workers' comp.
- C-09
Refrigerated Cargo
Reefer breakdown and spoilage protection for temperature-controlled loads.